What we need to consider your loan request
You can help BB&T Small Business Partners come to a fast and positive decision about your small business loan. When you are ready to apply, be sure you have the following information easily available.

• Your business plan, if you’re a startup
• A description of how loan proceeds will be spent or use of funds
• Resumes of your principals
• Your current financial statements, as well as statements from the past three years, if your business is already in operation
• Personal tax returns for your principals for the past three years
• A project cost breakdown on new construction or renovation
• A copy of your promissory notes if you are refinancing existing debt
• A copy of land or facility lease, if applicable
• Information on other businesses that you control
• A purchase contract or closing statement, if applicable
• If the loan is a refinance, include copies of all prior notes and current month statements.
• If the loan is for a new business, please submit 3 years financial projections which include profit and loss statements and balance sheets. The first year should detail monthly projections and the subsequent two years should detail annual projections.